Address Your Employee Health

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Over 75% of healthcare costs are caused by preventable lifestyle behaviors.

Truly Level-Funded 

Our program is designed to truly ‘levelize the funding’ for your group health benefits from year to year. Stabilize costs between plan years with Lifestyle Health Plans.

Time For A Change

Proactive healthcare consumerism is one way to save out-of-pocket and lower premium costs over time. Incentivize employees to get involved!

Save On Premium Costs

Premium savings in most cases of 5-15% versus traditional insurance products.

Innovative Level-funded Group Health Coverage

** PLEASE NOTE: In an effort to take further action to address the public health threat of COVID-19, Medova Healthcare's corporate office will be closed to the general public effective Thursday, 3/19/2020 and will remain closed through Thursday, 4/30/2020.

We will continue to serve our sponsoring employers, participating plan members, and broker partners through deploying alternative work schedules and we are exploring the options for remote work access (as available).

With our office closure, we will continue to support essential service functions through our available staff and on-site resources but we would ask for your patience as we together navigate this uncertain and ever-changing situation. **

Healthcare costs are consistently listed as one of the greatest concerns facing business owners and employees today. Lifestyle Health Plans believes that the only way to truly manage healthcare costs is to improve the health and wellness of our members. We've designed some of the most innovative level-funded group plans on the market today that truly serve to contain costs and also provide sponsoring employers a total population health solution. Through our integrated wellness, care coordination and disease management features, Lifestyle Health provides you with a new model that stabilizes costs strategically over time. By offering affordable level-funded group health coverage along with proactive cost management and care advocacy features, employers from 4 to 500 employees now have a multi-year strategy for affordable group health coverage. At Lifestyle Health, we know wellness works.

 

The Challenge

Employers face double-digit increases in health premium costs each year.

Our Solution

Healthy Lifestyle Insurance

Address the fundamental cause of this increase - employee health behaviors.

The Bottom Line

Cost Decrease in Insurance

Healthier employees cost you less – both in healthcare costs and in lost productivity.

 

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Wellness, Advocacy, Transparency... Lifestyle Health Plans.

Innovative, level-funded group health benefit solutions for employers with 4 to 500 employees.

  • A health benefits solution that addresses the root cause of the escalating healthcare costs
  • Level-funded plan designs with A-rated reinsurance carrier partnerships to meet every group's needs
  • Customized health plans offering a wide range of provider network choices
  • Value-based Pricing plan designs and alternative network options available
  • Turn-key program that offers employers a full range of plan designs for ACA compliance
  • Integrated, personalized employee wellness program at no additional cost
  • Reward incentives to employees for healthy lifestyle improvements
  • Unique cost-saving features including 100% Outpatient Lab Benefit, 100% Diabetic Supply Benefit
  • Innovative prescription benefit options including $1 generic medications and cost-saving mail order options
  • Ongoing reductions in healthcare cost increase based on a healthier employee group

 

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Lifestyle Dental Plans:

Dental coverage is important - without it, many employees may never visit the dentist at all. Lifestyle Dental is your starting point for great group dental benefits, integrated into a program focused on prevention, lifestyle change & health improvement. Learn More

Lifestyle Vision Plans:

Healthy Lifestyle Insurance

Lifestyle Vision Plans has teamed up with VSP® Vision Care to provide your group clients competitive vision plans specifically designed to complement Lifestyle's wellness-inspired group health benefits program. Learn More

1.

Select Your Plans

Select plans that meet your company's needs.

  • 16 Standard Plans
  • MEC, MVP and Buy Up
  • Dental and Vision Plans

2.

Be Healthy

Personalize program and activities for your group.

  • Assess Health Risks
  • Personalized Program   of Healthy Actions

3.

Get Rewarded

Enjoy a lower deductible, reward perks, the works!

  • Deductible Credits
  • Credit Match Program
  • Bonus Buck Incentives