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Lifestyle Health Plans

Control your healthcare costs by addressing the underlying chronic health and lifestyle issues of your employees and their families. Though innovative plan designs, alternative funding structure, integrated wellness and lifestyle improvement programs, and employee incentives, Lifestyle Health Plans provides a unique and personalized solution to group health benefits. Our group health benefit designs offer the following features:

  • Fully-funded ERISA health benefit program through our health carrier partnerships.
     
  • Up to $500 annual deductible credit and credit match available to all participating employees and their spouses.
     
  • Physician office visit co-pay option to provide cost effective access to health care providers when needed.
     
  • Annual physicals, well-woman exams, and preventive wellness visit benefits.
  • Annual Health Risk Assessments (HRAs) and biometric lab testing to engage and empower members to take steps toward lifestyle health improvements.
  • Integrated, personalized wellness reporting including cutting-edge, predictive risk modeling to identify health risk before symptoms of illness or disease are apparent. 
     
  • Cash-reward 'bonus buck' incentives for proactive health and health risk management. 
  • National and regional PPO network access to leading healthcare provider partners.
     
  • National pharmacy benefit management program for generic, preferred brand, and other brand name prescriptions through a tiered co-pay system.
     
  • Opportunity for the sponsoring employer to receive money back at the end of each plan year based on group claims experience with the fully funded plan design option.

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Multiple Plan Options for ACA Compliance

# of EEs max # of plan options offered
5-9 2
10-25 3
26+ 4

Lifestyle Health Plans provides you with the ability to offer multiple plan options for your employees. Our standard program boasts 16 different plan designs grouped into 4 product families. Based on the size of your company, employees may choose from 2 to 4 different benefit designs offered side by side.

For 2016, employers who employ 50 or more full-time (or full-time equivalent) employees have access to our HealthyEssentials Minimum Essential Coverage (MEC) and HealthyEssentials Plus plan designs. In addition, all groups have access to a variety of Minimum Value Plans (MVP), as well as buy-up plan options - each uniquely developed with a focus on recognizing and incentivizing your employees for their good health habits.

 

 

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Employers      PEO/Associations     Brokers

1.

Select Your Plans

Select plans that meet your company's needs.

  • 16 Standard Plans
  • MEC, MVP and Buy Up
  • Dental and Vision Plans

2.

Be Healthy

Personalize program and activities for your group.

  • Assess Health Risks
  • Personalized Program of Healthy Actions

3.

Get Rewarded

Enjoy a lower deductible, reward perks, the works!

  • Deductible Credits
  • Credit Match Program
  • Bonus Buck Incentives